Business Checking & Savings

Account TypeSmall Business CheckingRegular Business CheckingNot for Profit CheckingBusiness Money Market
Free Online/Mobile BankingXXXX
Free Electronic StatementsN/AXXX
Interest Paid on BalanceN/AN/AN/AX
Minimum Balance to Open$100$100$100$1,000
Minimum Balance to Avoid Monthly Service ChargeN/AN/AN/A$1,000
Monthly Service Charge if Account Criteria is Not Met$0N/AN/A$10
Monthly Service ChargeN/A$8N/AN/A
Withdrawals Per Statement Cycle150
.25 for each additional item
**See Below10
.25 for each additional item
$5 service charge for each additional withdrawal

For more information on any of these products and services, please stop in to one of our convenient locations or speak directly to one of our personal representatives at 417.862.5036.                                                                                                                                      

**Regular Business Checking features Earnings Credit which is applied to reduce or eliminate the fees on the account.

The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily balance in the account for
the statement period.

Earnings Credit is based on the previous month’s 91 Day Treasury Bill Rate and may change monthly. $.15 per deposit, $.15 per deposited
item, $.15 per check written.

*Money Market accounts are federally regulated accounts. You may make an unlimited number of “in-person” transactions and/or ATM transactions. You will be limited to a maximum of (6) six third party or electronic transactions. Your account will be assessed a $5 service charge for each transaction exceeding (6) six.


Commercial Loans

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E-mail is not necessarily secure against interception. You can call us directly at 417.862.5036 during normal banking hours.

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