Deposit Products

We offer a deposit product to meet your needs.

If you would like more information, and would like to open an account in person, just stop by our convenient location. You can also reorder checks anytime using using our secure Check Reorder Form.

 

High Interest Checking

  • $100 minimum to open
  • No balance requirements
  • Split rate of Interest earned on certain balances ***requirements apply
  • **Free Online Banking w/Bill Pay and Mobile Banking
  • Free Debit Card with refunded Foreign ATM fees (replacement card fees may apply)

Simple Checking Account

Our full service checking accounts have been designed to meet your needs. Whether you want a free checking account, or one that earns a competitive interest rate, we’ve got an account that’s right for you.

  • $25 minimum to open
  • No minimum balance required
  • EStatement required avoiding a $2 monthly service charge
  • Free Debit Card with refunded Foreign ATM fees (replacement card fees may apply)
  • **Free Online Banking w/Bill Pay and Mobile Banking

Interest Checking Account

  • $500 minimum to open
  • $500 minimum balance to avoid an $8 monthly service charge
  • Interest bearing account
  • **Free Online Banking w/Bill Pay and Mobile Banking
  • Free Debit Card with refunded Foreign ATM fees (replacement card fees may apply)

Platinum Checking (55 and up)

  • $100 minimum to open
  • No minimum balance required
  • Interest bearing account
  • Free specialty checks
  • Free Debit Card with refunded Foreign ATM fees (replacement card fees may apply)
  • **Free Online Banking w/Bill Pay and Mobile Banking

Personal MMKT Checking

$1,000 minimum to open
$1,000 minimum balance to avoid a $10 monthly service charge
Competitive tiered rate of interest based on balance
Free Debit Card with refunded Foreign ATM fees (replacement card fees may apply)
**Free Online Banking w/Bill Pay and Mobile Banking
*Transaction Limitations Apply

Student Checking

  • $25 minimum to open
  • No minimum balance required
  • $25 credit received when account has been open and in good standing 60 days
  • $10 credit received when you refer a student that opens an account
  • **Free Online Banking w/Bill Pay and Mobile Banking
  • Free Debit Card with refunded Foreign ATM fees (replacement card fees may apply)
  • Must provide current Student ID

Please contact one of our friendly new account representatives for additional information.

For specific account disclosures, please refer to the appropriate disclosure statement, which is given to you upon opening an account.

*Money Market accounts are federally regulated accounts. You may make an unlimited number of “in-person” transactions and/or ATM transactions. You will be limited to a maximum of (6) six third party or electronic transactions. Your account will be assessed a $5 service charge for each transaction exceeding (6) six.

**Free Online/Mobile Banking – There is not a fee to download or use Systematic Savings Banks’ Mobile Services. However, you should consult with your mobile carrier about applicable data usage or SMS charges.

***To earn a high interest rate on balances $25,000 or below, customer must use debit card for purchases at least 10 times in the month, send or receive at least 1 ACH and receive statements electronically.